lonestarwqp.blogg.se - What happens if home repairs are less than insurance quote

Get the contact details of anybody who saw the accident.

both you and the other person are at fault – maybe 50/50 or 80/20.

Generally, the person who is negligent (does not take reasonable care) or who disobeys a road rule is at fault.

If you receive a Statement of Claim Figure out who is at fault.

If you are at fault, or partly at fault, or the other driver/owner claims you are at fault

If the other driver/owner is not insured.

If you are not at fault, or only partly at fault

Financial counsellors can help if you are in financial hardship.

lost wages or profits if the vehicle is used to earn income.

repair cost of damage OR market value of vehicle – whichever is less.

The reasonable cost of damage includes.

if the other driver/owner is insured, they will probably involve their insurer.

you can ask the other driver/owner to pay the reasonable cost of any damage.

If you are uninsured and NOT at fault in an accident.

you may be able to negotiate a payment plan, but don’t agree to pay anything you cannot afford.the other driver/owner or their insurer may chase you for money.

you must pay the reasonable cost of any damage.If you are uninsured and at fault in an accident.You should get professional advice about your personal situation from a financial counsellor or a lawyer.